Posts from: June 2015

1.  Don’t ask your Doctor how this prescription or that procedure is covered; he specializes in medicine not health insurance, no matter what they tell you! Recently, I tested my theory during a preventive checkup.  Doctor stated that all of my blood work would be covered at 100%, based on health care reform.  Being an insurance advocate I knew that was not the case. I bet her $10 bucks I would have a portion to […]

Being an Employee Benefits Consultant means trying to mitigate cost and save our clients unneeded doctor’s visits is part of our job. Well, I have been stressed lately and went online to find easy ways that I could control some of those stressful symptoms.  Here are just a few of the things I found that I would like to share with all of you: Take a Load Off: Simply elevate your feet above your heart. […]

The other day I was selling my dog crate on Craigslist.  The gentleman who came to buy my crate was showing me a large dent in his front fender and complaining that he had $1,000 deductible and that was just way too much to pay when he had insurance.  I replied very politely “well, why did you choose $1,000 deductible?  I’m sure that you could have purchased a policy with a much lower out of […]